I am a Chartered Financial Planner. Chartered status is awarded by the Chartered Insurance Institute. It is a symbol of technical competence and signifies a public commitment to the highest professional standards.

I specialise in helping clients prepare for and enjoy their retirement. Typically, my clients are people who are on the approach to retirement, with 15 to 20 years to go, considering what they need to be saving and how to ensure they have enough to fund their post work life in as tax efficient and flexible manner as possible.

These people will usually be higher to additional rate taxpayers – senior management, professionals such as doctors, lawyers, architects, dentists, sports people, entertainers, and business owners.

The next type of client will be those at retirement deciding upon their options to draw an income from their provisions in the most tax efficient manner. They may have questions such as “how much can I afford to draw now without running out later on?” and “How can I draw my income in the most tax efficient way?” or “can I continue to work part time and draw a smaller sum from my investments?”. They will have amassed a significant sum of money at this stage.

The final type of client will now be enjoying their retirement. They may have questions around passing their wealth to the next generation in the best way to offer protection and reduce inheritance tax.

My specific areas of expertise are therefore retirement planning and inheritance tax planning. In order to ensure I offer the highest standards of advice and support in these areas, I have achieved the Later Life Adviser Accreditation (LLAA) from the Society of Later Life Advisers (SOLLA). The LLAA is established as the industry standard of excellence for those advising in the later life market and is a recognition of technical expertise, competence and a commitment to providing a supportive environment.

Outside of work, once I have downed tools, I enjoy a good session in the gym to unwind. I also have an interest in visiting historic places of interest at home and abroad. I enjoy eating out and also love to catch a good film.